Apply for Fast Online Cash Loans and Get Instant Approval

We’re committed to providing you simple cash loans online. Our process is much easier when compared to that of traditional financial institutions such as banks. The sooner you submit your application and the more details you provide us, the sooner we can approve and eventually sanction your money straight to your bank account.

We fully recognize that maintaining a clean credit score, especially when you have low income is not easy. At Happy Loan, you can get same day sanctions even with bad credit as long as you submit your application before noon.

When Should You Apply for an Instant Approval Online Loan?

Emergencies can present themselves out of nowhere, and being financially prepared for each one of them isn’t always possible. If you’re short on cash and need to do something about it on an urgent basis, we’re here to help you out.

In case of medical emergencies
If your business is experiencing a negative cash flow
To recover from paying off other larger loans like mortgages
In case of any financial emergency

At Happy Loan, we think of money as an enabler — a tool that should make life easier, not more difficult. We’ll provide you a modern, sensible loan option with minimal paperwork, instant processing times and attractive interest rates.

Kindly fill out and answer all questions in the following application. Top priority will be given to applications that are filled out completely.

Apply for a Quick Cash Loan


By submitting this application, you authorize Happy Loan Corp., K5 Mortgage Corp., and/or its assignees to obtain reports containing credit and/or personal information as required for the purpose of determining credit worthiness. All information that is obtained is held strictly confidential. Also by submitting your email information you authorize Happy Loan Corp. and/or its assignees to retain your email address for the purpose of communication with you and/or sending informational emails about products, rates and other promotions. You can withdraw your consent at any time.