{"id":175,"date":"2017-02-11T10:11:43","date_gmt":"2017-02-11T10:11:43","guid":{"rendered":"http:\/\/www.getmobileapp.ca\/happyloan\/?page_id=175"},"modified":"2021-07-15T14:09:07","modified_gmt":"2021-07-15T14:09:07","slug":"personal-emergency-loans","status":"publish","type":"page","link":"https:\/\/happyloan.ca\/personal-emergency-loans\/","title":{"rendered":"HOW IT WORKS"},"content":{"rendered":"
When dealing with personal emergencies, bills tend to rack up, and it\u2019s easy to find yourself in a rough spot financially. If that\u2019s the case for you, then a small personal loan may be just what it takes to help you get back on your feet.<\/p>\n
If you need a personal emergency loan , look no further, Happy Loan has you covered. As direct private lenders for personal loans, we can help you out faster and with lesser requirements than traditional banks.<\/p>\n<\/div>
Happy Loan understands that when tragedy strikes, it won\u2019t care about your credit score \u2014 so we won\u2019t either. When you come to us for a loan, we\u2019ll only ask you for some income documents like your pay stubs, or bank statements, and we won\u2019t take forever to go through them either. If everything\u2019s in order, you can even get a same day cash loan!<\/p>\n<\/div>
Usually, we lend money for a short term \u2014 12 months or less, though we have up to 36-month plans available. You can pay our loan off at any time without any penalties. Just to clarify, here\u2019s an example:<\/p>\n<\/div>
You borrow $5,000 with a 24-month repayment plan, but you\u2019re planning to pay it back within 3 months. Considering the annual percentage rate (APR) of 46.5%, you will be making monthly payments of $323.75. At the end of the 3 month period, you will have to pay back $4,594.69. Your interest cost for 3 months totals at $565.94.<\/p>\n
If that’s not detailed enough for you, or you have more questions, call or text our office line at 1-800-674-9585.<\/p>\n<\/div><\/div><\/div><\/div>
*if we receive an application before noon<\/p>\n<\/div>
If you\u2019ve fallen on hard times and need some quick cash to get back on your feet, or if your bank won\u2019t help you out because of your credit score, get a Happy Loan<\/a>. We can take care of your financing needs without digging through your credit history or a month-long approval period.<\/p>\n In fact, if you apply before noon, even bad credit loans can get same-day approval.<\/p>\n<\/div><\/div><\/div><\/div> 2 IDs. (for example: driver\u2019s license, SIN, Passport, health care card, etc.)<\/p>\n<\/div><\/div> income documents: (choose any: Paystubs, letter of employment, notice of assessment, bank statements, etc.)<\/p>\n<\/div><\/div>Documents We Need From You<\/span><\/h2><\/div><\/div>