The rates of interest that apply to the loans that you might have taken are the most discouraging factor while trying to become debt free. Any progress that you might have made at the end … Read More
Pay your debts very fast while on a limited budget
In a world where most people take loans for a number of different things, the first thing that should be done once you start earning and creating savings is to clear off this debt. This … Read More
Calgary Homeowners, Did You Know You Can Use Your House to Borrow?
Purchasing a home is the number one financial goal for many Canadians living in Calgary, not only is it a great feeling to have a place you can call your own, it’s often a smart … Read More
THE IMPORTANCE OF HAVING A GOOD CREDIT HISTORY
Widely, credit scores have been thought of as important only to get a job. However, that is far from the actual truth. A credit history is important for every big purchase that you make, from … Read More
Some Common Trends about Credit
There are some various trends about credit scores, which most people follow blindly. However, these trends are more often than not detrimental to your credit score, and cause more harm than good. Listed below are … Read More
SOFT CREDIT INQUIRY VS. HARD CREDIT INQUIRY
As a Canadian citizen, you would probably have had your credit score checked a multiple times by different units looking to invest in you, be it a landlord, a lender, or a prospective employer. If … Read More
INCREASE YOUR CREDIT BY DECREASING YOUR DEBT
According to the latest reports, over 47% of Canadians have a credit card. This means that they are all stuck in a cycle of repeated debts. With a credit card, it is easier to reborrow … Read More
FACTORS AFFECTING YOUR CREDIT SCORE
More often than not, outside and external factors can also affect your credit score. No matter how much you try to increase your score, there will always be some element that will either improve your … Read More
Differences between a Credit Score and a Credit Report
Most people often get confused between a credit score, and a credit report. More often than not, you might assume that they are the same things, just differently phrased. This happens especially if you are … Read More
Can Your Credit Card Help in An Emergency?
The credit card, as we see it, is a wonderful treasure. It is optimized to suit you at your time of need, as experts and financial gurus say. However, is it more of a bane? … Read More