Personal Emergency Loans in Calgary

When dealing with personal emergencies, bills tend to rack up, and it’s easy to find yourself in a rough spot financially. If that’s the case for you, then a small personal loan may be just what it takes to help you get back on your feet.

If you need a personal emergency loan , look no further, Happy Loan has you covered. As direct private lenders for personal loans, we can help you out faster and with lesser requirements than traditional banks.

Happy Loan understands that when tragedy strikes, it won’t care about your credit score — so we won’t either. When you come to us for a loan, we’ll only ask you for some income documents like your pay stubs, or bank statements, and we won’t take forever to go through them either. If everything’s in order, you can even get a same day cash loan!

Usually, we lend money for a short term — 12 months or less, though we have up to 36-month plans available. You can pay our loan off at any time without any penalties. Just to clarify, here’s an example:

You borrow $5,000 with a 24-month repayment plan, but you’re planning to pay it back within 3 months. Considering the annual percentage rate (APR) of 46.5%, you will be making monthly payments of $323.75. At the end of the 3 month period, you will have to pay back $4,594.69. Your interest cost for 3 months totals at $565.94.

If that’s not detailed enough for you, or you have more questions, call or text our office line at 1-800-674-9585.